Are you looking for an Independent Mortgage Broker to help you find the right mortgage & best mortgage deal?

Welcome to The Independent Mortgage Advisor UK. Our team of professional mortgage advisors can help you get the best mortgage rate for your scenario. Our team provides 100% free advice and can help you compare 10,000 live different lender deals to get you the lowest APR.

Our team can also help you get re-mortgages95% mortgages and also help with first home schemes. Our guarantee is that we will find you the best mortgage rate possible available for your circumstances.

Get in touch today with our UK mortgage brokers to get the best interest rates for today.

Our team will also be able to get you a mortgage even if you have been declined by a bank independent mortgage advisers aren’t tied into a particular bank which means our goal is to find you the best rate possible.

With experts based throughout the UK we can offer amazing help and are able to get support to you very quickly.

Why Choose Us?

Choosing a mortgage broker can be hard but our team have won multiple awards over the years in the mortgage industry. So when you work with our team you know you will be in safe hands.

We are an independent mortgage advisor and as we are leading consultants, we guarantee to find precisely the right option for yourself out of the many this market can offer, supplying a whole market selection that won’t be beaten.

Our advice is free to you and the expert team supplies precise home loan info customised to fit your unique situation. We ensure to locate the best offer for your requirements, whether it is for a new home purchase, a remortgage or a buy-to-let plan.

When you receive all the rates of the mortgages our advisors will also give you a mortgage review on each mortgage so you know what kind of company they are. You should always look into the mortgage review from any bank this means you are going with a good bank. All of the deals we get for you will be financial conduct authority approved so you won’t need to worry about anything.

If you would like to receive even more information on Mortgage Advisor services, make sure you get in touch with us today!

Benefits Of An Independent Mortgage Advisor 

4 key benefits to hiring an independent mortgage ADVISOR_

There are many benefits to using an independent mortgage advisor, these include: 

  • It will save you a lot of time when it comes to working out how much you owe 
  • You could potentially save money 
  • You will be getting expert financial advice 
  • You will be able to choose from a range of lenders 

The sole purpose of an independent mortgage adviser is to advise you and find you the best mortgage available. How an advisor usually works is they have access to a panel in which they are able to plug in your information and search the mortgage market making sure they check the whole of the market mortgage finding you the best possible rate available.

We offer a number of great mortgage advice services and are more than happy in assisting you with anything to do with mortgages. Don’t hesitate to get in touch today! 

Costs Of An Independent Mortgage Advisor 

The average cost of mortgage advice can vary between £400-£500 or alternatively around 0.3% or 1% of your total mortgage value. Their fees cover: 

  • Advising you on the type of mortgage that would suit you 
  • Advice on interest rates 
  • Handling the paperwork for your mortgage application
  • They will compare mortgage deals from across the whole market. 
  • They will also manage your application and follow up with the lender to make sure all deadlines are met. 

You can also opt to find a free advisor however, the advice you receive may not be completely independent. 

Types Of Mortgages

Are you unsure what type of mortgage you are after?

Here is a list of mortgages that we can help with:

  • First Time Buyer Mortgage
  • New Build Mortgage Broker
  • Help To Buy Equity Loan Mortgage
  • Remortgage
  • Moving Home Mortgages
  • Buy To Let Mortgage
  • Self Employed Mortgage
  • Contractor Mortgages
  • Shared Ownership Mortgages
  • Bad Credit Mortgage Broker
  • Right To Buy Mortgages
  • First Homes Scheme

For the best mortgage advice get in touch today!

What If I Am A First Time Buyer?

There are lots of interesting first-time buyer loan deals and unique offers available in the market, all of which are designed to assist the struggling buyer to get on the property ladder. A few options may be provided for things such as shared equity deals, and we will advise you about everything involved with these. Depending on what’s right for you, one of those choices could support you to buy the house of your dreams.

The Help to Buy project was created by the UK government in April 2013 to permit first-time buyers and house movers to purchase a new home with just a 5% deposit. This particular scheme continues to be very helpful for people who’ve now been able to purchase their own house.

Being a top independent mortgage advisor we’ve got specialist knowledge of Help to Buy strategies and can provide whole of market advice. Our specialists can help you during every single step of the process and also give further information on buying your house.

Regarding newly built homes, a shared equity loan can be accessible with good value interest levels from participating contractors. In order to take part in this plan, you will need a down payment at a minimum of 5% since this entitles you to a 20% government equity loan and a mortgage plan of 75% through a lender.

The help to purchase a Mortgage Guarantee scheme is the secondary phase of the government initiative. This offers first-time buyers and home sellers access to 95% mortgages, 15% of this will be guaranteed by the government. Both newly built and pre-existing properties are offered with this phase of strategy.

How to Mortgage a House in the UK

Getting your very first home and loan is often confusing and there might be a lot of questions you will have to ask. These specialists will be around to answer any queries you’ve got and make sure you are informed about the whole strategy of applying for a mortgage loan. There are a number of fees involved when purchasing a home, but we will support you throughout every single element and make it as easy as possible.

How to Mortgage a House in the UK

Types of mortgages available such as:

  • First-time buyer mortgages
  • Self Employed Mortgages
  • Contractor Mortgages
  • Self Build Mortgages
  • Retirement Mortgages
  • Remortgages
  • Discount Mortgages
  • Fixed-Rate Mortgages

Our independent financial adviser and mortgage brokers will be able to help you search the whole of the market making sure you get the best deal you possibly can on any type of mortgage.

One of our dedicated mortgage plan experts will look at your needs and attempt to find the right option. Along with advising you on the many possibilities, we’ll also assist with doing paperwork and working with each stage of a process.

You should also look into getting home mortgage protection when you are searching the mortgage marketplace or if you are looking for a new mortgage. Our team of the independent financial adviser will be able to discuss this with you in more detail. Mortgage advisers mortgage brokers always use mortgage protection.

Summary 

If you need to know any more information our mortgage advisers are happy to provide any more guidance on everything you will need concerning mortgages, shared equity and assistance. Please complete the contact box to speak to us right away and discover more info on everything we can do.

Or you can check our site to read reviews regarding the range of advisors that are available to you. Our response rating/test branch response rating is very high we always reply to all enquires. We have over 20 years’ experience in finding mortgages.

Contact mortgage adviser, we can assist you to search whole market mortgage to find you the best deal possible. Make sure you contact us today for a number of great mortgage advice services.

At The Independent Mortgage Advisor, we can assist you with the best specifications, costs and prices. Make sure you contact us today for a number of great Mortgage Advisor services.

Find More Info

Make sure you contact us today for a number of great mortgage services.

What Others Say About Our Services

★★★★★

We absolutely love the service provided. Their approach is really friendly but professional. We went out to five different companies and found The Independent Mortgage Advisor to be value for money and their service was by far the best. Thank you for your really awesome work, we will definitely be returning!


Riley Clark

Greater London

★★★★★

We have used The Independent Mortgage Advisor for many years as they are certainly the best in the UK. The attention to detail and professional setup is what makes this company our go-to company for all our work. I highly recommend the team for the immense work – we highly recommend them!


Theo Pearce

Greater London

For more information on mortgage services, fill in the contact form below to receive a free quote today.